Visa® Platinum Rewards

Small on rates. BIG on rewards!

With the Visa® Platinum Rewards Credit Card, you’ll earn points toward millions of rewards – including vacation packages, airline tickets, merchandise, gift cards, cash, and more – All with a low APR! Customize your Card – Upload your favorite photo and make your card truly personalized. Showcase your kids, grandkids, your dog, anything…all for free! Apply today! Click here to get started.

Sign up for your card today and receive:

  • No annual fee
  • Earn one point for every dollar charged
  • Earn two points for every dollar of interest billed to your account
  • Earn up to 15 Bonus Points per dollar at participating merchants
  • Redeem points for travel vouchers, event tickets name-brand merchandise, gift cards and more
  • Receive enhanced Visa Platinum benefits including 24/7 emergency customer service, 100% fraud protection, auto rental and travel accident insurance.

Special Bonus: Apply now an earn one point for every dollar you transfer.

Need a Card for your business?

With a low interest rate and no annual fee, our Visa Business Credit Card is the perfect fit for any size business. Click here to apply today (PDF). If you already have a United Visa Credit Card and would like information about your Rewards Program, please go to or call toll-free 800-828-5357. If you would like more information about the Rewards Program before applying for the United Visa Credit Card, please call toll-free 800-828-5357.

1. Subject to our review of your financial information. See bank associate or call 800-421-CARD (2273) for details and for important information regarding the rates and fees for this account. Certain conditions and exclusions apply to the benefits listed above. See Visa Guide to Benefits and Cardholder Agreement that will accompany your card for complete details.

2. 0.00% Introductory Annual Percentage Rate (APR) on Purchases applies for the first six months the account is open. Thereafter, the Purchase Advance rate is a variable APR of 9.74% + Prime, which is currently 12.99% as of August 1, 2010. Balance Transfers requested by calling 800-421-5184 or completing the Balance Transfer Request Certificate are considered a Purchase Advance. The balance transferred must be from an existing account with an issuer other than UMB Bank, n.a. or its Affiliates.