Current Rates

Annual Percentage Rate (APR) effective January 24, 2014 and are subject to change without notice.

Auto Loans

Term APR Monthly Payments
Per $1,000 Borrowed
Auto Loans
12 months 2.99% $84.69
24 months 2.99% $42.98
36 months 2.99% $29.08
48 months 2.99% $22.13
60 months 2.99% $17.96
Available for model years 2009 or newer. 100% financing up to the loan value listed in the N.A.D.A. Official Used Car Guide.

Consumer Loans

Term APR Monthly Payments
Per $1,000 Borrowed
Pool & Spa Loans
12 months 5.75% $85.95
24 months 5.75% $44.21
36 months 5.75% $30.31
48 months 5.75% $23.37
60 months 5.75% $19.22
Recreational Vehicles (On Road) – New and Used
80% financing of vehicle purchase price on new vehicles; wholesale value on used vehicles
12 months 12.00% $88.85
24 months 12.00% $47.07
36 months 12.00% $33.21
48 months 12.00% $26.33
Motorcycles, Boats, Off-Road RVs – New and Used
80% financing of vehicle purchase price on new vehicles; wholesale value on used vehicles
12 months 12.00% $88.85
24 months 12.00% $47.07
36 months 12.00% $33.21
48 months 12.00% $26.33
60 months 12.00% $22.24
Collateral Loans
  2% above savings
rate at time of closing
N/A
Overdraft Line of Credit
Revolving 17.00% N/A

Home Equity Loan

Term APR Monthly Payments
Per $1,000 Borrowed
Fixed Rate Home Equity
(Equity loans are an option of our Home Equity Flex Line Program)
3 years 3.25% $29.19
5 years 3.75% $18.30
10 years 4.75% $10.49
15 years 5.25% $8.04
20 years 5.50% $6.88

Home Equity Line of Credit

Program APR
Flex Line* 3.25%
*Variable rate product – Rate may increase after consummation. Maximum APR is 18%.

Fixed Mortgage Rates

Rate Points APR Monthly Payments
Per $1,000 Borrowed
10 Year Fixed – 120 monthly payments*
2.500% 2 3.064% $9.43
3.000% 0 3.150% $9.66
15 Year Fixed – 180 monthly payments*
2.750% 2 3.141% $6.78
3.250% 0 3.357% $7.02
30 Year Fixed – 360 monthly payments*
3.875% 2 4.109% $4.70
4.125% 1 4.278% $4.84
4.375% 0 4.446% $4.99