Deposit Rates

Annual Percentage Yield (APY) effective January 6, 2014 and subject to change without notice.

 

Certificates of Deposit

Term Minimum To Open APY*
Certificates of Deposit
3 months $500.00 0.050%
6 months $500.00 0.200%
12 months $500.00 0.350%
18 months $500.00 0.400%
24 months $500.00 0.550%
36 months $500.00 0.800%
48 months $500.00 1.500%
60 months $500.00 1.200%
Fixed IRA CD
18 months $500.00 0.400%
Variable IRA CD**
18 months $500.00 0.150%

Interest Rate Specials

  Minimum To Open APY*
Internet Savings Special – There is currently no online offering at this time.
Internet CD Special – There is currently no online offering at this time.

Checking, Savings and Money Market Accounts

Minimum Daily Balance to Earn APY APY*
Capital Growth/IRA Account
$20,000.00 + 0.300%
$10,000.00 – $19,999.99 0.150%
$2,500.00 – $9,999.99 0.100%
$0.01 – $2,499.99 0.050%
Money Market Account
$2,500.00+ 0.100%
$.01-$2,499.99 0.050%
IRA Money Market
$10+ 0.100%
$0.01 – $9.99 0.050%
Advantage for Life Savings**
$10 0.350%
Regular Savings Account
$10 0.100%
NOW Checking Account
$10 0.050%