Commercial Lending Products

Commercial Line of Credit

Meet short-term credit needs of $15,000 to $15 million with a commercial line of credit. You decide how much you need and when to borrow it, then simply access your credit line by calling the Bank. As you make payments on the principal, you can access your credit line again without reapplying.

Commercial Term Loan

Buy equipment and vehicles, fund an expansion project or meet long-term financing needs with a term loan. You can spread your payments out over time. Term loans offer a fixed rate and are available in any amount from $15,000 and more.

Commercial Mortgage

Acquire the land or buildings you need for start up or expansion, or to refinance your current mortgage. We offer competitive rates and terms up to 25 years.

Commercial Construction Loan

Make your building plans a reality. We offer flexible terms during construction and permanent financing once your building is complete – all at competitive rates.

Letters of Credit

Letters of credit are available to assure your local or international suppliers of credit or payment.

SBA Loans

Our Small Business Administration (SBA) Loan Program offers a wide range of options for new and emerging businesses that lack capital and sufficient collateral.

Compliance regulations require the Bank to publish its existing Commercial “Base Rate” of Interest. That rate currently stands at 3.25%.