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Online Account Opening


Without ever having to leave your home or office

Open a United Bank Account Online

Great Options for Savings and Checking Accounts, CDs and Lending Products

What would you like to achieve? Whether it’s opening a savings account, checking account or CD, or applying for a mortgage or other loan, you can start your application process here. Opening a United Bank account online is easy! View our products below and get ready to take advantage of everything we have to offer.

If you have any questions about opening an account with United Bank online, be sure to refer to our Online Account Opening FAQ.

Checking Accounts

Manage your money with the checking account that best fits your needs. Choose from no-fee accounts, interest-bearing checking accounts and more.

Product Feature Minimum to Open Minimum Balance Monthly Service Fee Tiered Interest
SIMPL-E CHECKING
A no-fee online checking account with no minimum balance requirements.$1$0NoneNo
BENEFITS CHECKING
Earn competitive tiered interest rates on the money that's in your checking account.$50$1 (to earn interest)$15 (can be waived)Yes
PREMIER CHECKING
An account that rewards large balances with big benefits like tiered interest and an ATM fee rebate for any out-of-network ATM withdrawals.$1,000$1$24.95 (can be waived)Yes
GENERATIONS CHECKING
Earn interest on balances over $500 and get a credit to cover fees from other banks' ATMs. Available to people 60 or better.$50$500 (to earn interest)NoneNo
apply now

 

Savings Accounts

Accomplish more with savings accounts designed to help you reach your goals whether you are a new saver, an aggressive saver, or anyone in between.

Product Feature Minimum to open Minimum to earn interest Tiered interest Service Fee
SIMPL-E SAVINGS
A great entry-level savings account that combines a low minimum balance with a waive monthly fee for deposits over $250 or if account owner is under age 24 or over age 60.$10$1NoYes (can be waived)
BENEFITS SAVINGS
Rewards aggressive savers with tiered interest rates that increase as your balance grows.$10$1YesYes (can be waived)
PREMIER SAVINGS
Available to premier checking account holders, this account offers our best savings rates.$10$1YesNo
ADVANTAGE MONEY MARKET
Larger deposits are eligible for our highest money market rate.$500$1YesYes (can be waived)
apply now

 

Health Savings Accounts

Product Feature Minimum to Open Minimum To Earn Interest Tiered Interest Service Fee
HEALTH SAVINGS ACCOUNT (HSA)
An easy way to save for qualified medical expenses on a pre-tax basis.$100$1YesNo
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Certificates of deposit (CDs)

Lock in great savings with CDs that offer competitive interest rates and terms ranging from three months to five years.

Product Minimum to open Minimum to earn interest Interest rate Annual percent yield (APY)
12 MONTH
$500$5001.19%1.20%
17 Month Flex Up CD
$500$5002.27%2.30%
19 Month Flex Up CD
$500$5002.47%2.50%
apply now

 

Loans and Lending Products

Buy a home, tap into your home’s equity, or pay for other expenses with help from our variety of loans and lending products.

Product features closing fees
Home Equity
details
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Money accessible as a line of credit when you need it by writing a check against your account None

 

Loans and Lending Products

Buy a home, tap into your home’s equity, or pay for other expenses with help from our variety of loans and lending products.

Product features closing fees
Mortgage
details
apply now
Quick, local decision-making to save you money Various terms with fixed and adjustable rates
Credit Card
details
apply now
Convenience, rewards & protection that fit your busy life Enjoy a low introductory APR offer

Business Checking Accounts

Product Features Minimum to Open Minimum To Earn Interest Tiered Interest
SIMPL-E BUSINESS CHECKING
An e-checking account with big features for small businesses. A $1 minimum opening balance, no monthly service fee and up to 200 transactions per statement at no charge.$1N/ANone
PREMIER BUSINESS CHECKING
An interest-bearing account for companies with higher transaction volumes and larger balances. Unlimited, no-fee transactions and incoming domestic wires, plus ATM fee rebates.$1$50,000Yes
PREMIER PLUS BUSINESS CHECKING
A high transaction checking account that supports businesses that have large deposits. Up to 300 free transactions per statement cycle and no-fee ATM use.$1N/ANone
COMMERCIAL CHECKING
The best business checking account choice for corporate clients that require full treasury management services. An earnings credit allowance may offset service fees.$100N/ANone
apply now

 

Business Savings Accounts

Product Minimum to Open Minimum To Earn Interest Tiered Interest Service Charge
BUSINESS SAVINGS
$100$1YesYes (can be waived)
PRIME BUSINESS MONEY MARKET
$100$1YesYes (can be waived)
COMMERCIAL MONEY MARKET
$100$1,000YesYes (can be waived)
apply now

 

Small Business Loans

Product Best Use Terms
BUSINESS LINE OF CREDIT
Fast, easy access to funds whenever you need them3 years with interest 2.00% of principal balance
BUSINESS TERM LOAN
Purchase equipment/vehicles, fund an expansion, secure long-term financingFixed and variable rates available


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