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Home Loans

Find the home mortgage product that’s the perfect fit for your life

Home Mortgage Loans

The right mortgage can turn any house into a home.

Whether you’re a first-time homebuyer, starting a new project or looking to buy more property, United Bank can help you gain access to the funds you need. We offer a wide variety of mortgage options with flexible terms and rates so you can buy, build or refinance your dream home.*

Home loans for the Northeast and Florida

United Bank home loan specialists are licensed to serve homebuyers throughout the Northeast, as well as Florida. Our experts thoroughly understand the local markets so you can make educated decisions about your next home. We will work with you to find the mortgage that works best to reach your home ownership goals, within your budget.

New Jersey
Rhode Island
Washington DC
New York
New Hampshire
North Carolina

United Bank Mortgage Center
Dedicated support from our team of experts.

At United Bank, we make the home financing process easy. We’re always ready to answer any questions and guide you through the process step-by-step.

Call us or email us today to speak with an expert on our Mortgage Banking Team.

Make yourself at home. Learn more about United Bank’s mortgage options.

Product Features


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Put homeownership within your reach with a mortgage from United Bank. We offer quick processing, a selection of terms, and competitive fixed and adjustable home mortgage rates.


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Whether you want to lower your interest rate or shorten the term on your mortgage, refinancing can be a smart option for saving money.

First-Time Homebuyers

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Purchase your first home with peace of mind. We provide full support for new homeowners and will help you obtain an affordable mortgage.

Jumbo Mortgages

Borrow beyond conforming lending standards with a jumbo mortgage. These home loans are larger than traditional mortgages and allow you to finance amounts greater than $424,001.

FHA Loans

See if you qualify for an FHA loan. These government-insured home mortgages feature several great benefits including lower down payment requirements.

VA Loans

If you are a U.S. veteran or widowed spouse, you can take advantage of government-backed VA loans that require no down payment or mortgage insurance (PMI).

Construction Loans

Complete your home construction project with a construction loan. Borrow what you need to break ground and use the loan for up to 12 months.

Lot Loans

Put your vision in motion with a land loan. Borrow up to 75% of purchase price or appraised value.

Residential Investment

Multi-Unit Residential Investment Program with fixed or adjustable rates.
*Subject to credit approval.