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Secured Home Improvement Loan

Borrow against your home's value to pay for remodeling and larger expenses

Put your home project in motion.
When you’re ready to renovate and redefine your living space, a Secured Home Improvement Loan can provide the answer.


  • Low Fixed Interest Rates*
  • Little or no equity required to apply
  • Borrow up to 130% of your home’s value
  • Various terms available
  • Your interest payments may be tax-deductible**


  • Allows you to preserve and enhance your home’s equity
  • 100% of funds must be used for home improvements
  • Work Order and/or Material List required
  • Only Single Family owner-occupied properties are eligible

*Subject to credit approval. Homeowner's insurance is required. Flood insurance may be required. Available to residents of Connecticut and Massachusetts only.
**The interest on the portion of the credit extension that is greater than the fair market value of your home is not tax deductible for Federal income tax purposes; please consult a tax adviser for further information regarding the deductibility of interest and charges.

Get support from our team of experts.

At United Bank, we make the home financing process easy. We invite our neighbors in Connecticut and Massachusetts to stop by one of our branches and talk to our team about your needs. Not in CT or MA? Call us and we will be happy to assist you and guide you through the process step-by-step.

Find a loan officer, email us, visit a branch or call us.