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Used Auto Loans


Get the financing for your dream car with United Bank

Used Car Loans & Financing in CT & MA

Need a new mode of transportation but want to save money? Purchasing a used car is a smart choice. And a smart way to finance your vehicle is with a used auto loan from United Bank. Featuring low rates,* minimal fees and flexible term options, you’ll be able to get behind the wheel in no time. Find the car financing that works for your life and apply for a loan today!

Low Interest Rates from United Bank

Our used auto loans are available in Connecticut and Massachusetts and can help you bring home a pre-owned car, truck, or other vehicle. We can help finance up to 125% of the loan value listed in the NADA Official Used Car Guide.

Because the main reason you may buy a used vehicle is to save money, it wouldn't make sense to then be affected by high interest rates and fees. That's why United Bank provides our customers with low rates to help make the car buying process as stress-free and affordable as possible.

Used auto loans
with rates as low as:

2.17% APR1

Estimate your monthly payment with our Auto Loan Calculator.
Calculate Payment.

Used Auto Loan Overview

United Bank provides a streamlined borrowing experience, from application through funding to loan repayment.

Flexible Term Options

United Bank will work with you to set up a repayment schedule that fits your budget.

Easy Automatic Payments

You have enough chores on your plate. With safe, secure, and automatic online payments there’s no need to write us a check. It’s one less thing you have to worry about every month.

Optional Add-Ons**

Guaranteed Asset Protection (GAP) - GAP eliminates or reduces "out of pocket" expenses for the remaining loan balance after a total loss or unrecoverable stolen collateral. Without GAP you would be responsible for paying the difference between the insurance settlement and the outstanding loan balance. Auto Deductible Reimbursement (ADR) provides an auto insurance deductible reimbursement of up to $500 when a claim is filed and paid with a primary insurance carrier, and is included whenever GAP is purchased.

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*Subject to credit approval. Other terms and conditions may apply.

**Guaranteed Asset Protection (GAP) is an optional product and not required to be approved for an auto loan. Other terms and conditions may apply. Auto Deductible Reimbursement is included with GAP.

1Rates vary based on creditworthiness, collateral, and auto pay discount. Advertised APR includes rate discount of 1.00% for auto pay from a United Bank Premier checking account. Rate discount of 0.50% for automatic payment deduction from a United Bank checking account is also available.