Skip to Main Content Skip to Sitemap
My United Bank Location: {{$LS.Branch.Title}} (change)

New & Used Auto Loans

We’ll get you behind the wheel in no time

A smooth ride to a great rate*
Have your heart set on a sleek new sedan or SUV? Or have you tracked down the perfect pre-owned car? Either way, we can help accelerate your journey from dreamer to owner with our low-cost, easy-to-obtain auto loans.

New and Used Car Loan Overview

United Bank takes pride in steering Massachusetts and Connecticut customers through a hassle-free borrowing experience.

  • We’ll finance up to 125% of the purchase price of a new car or up to 125% of the loan value listed in the NADA Official Used Car Guide
  • Estimate your monthly payment with our Auto Loan Calculator. Calculate Payment.
  • Get up to 1% off your rate when you use automatic payments from your Premier Checking1 account

Low Rates and Fees

We value you as a long-term customer, so it’s in our interest to offer you a low rate on your loan. And while some lenders bury you under a truckload of fees, that’s not our style either. We’re driven to keep loans as affordable as possible.

Flexible Terms

Some people want to get rid of their debts as quickly as possible. And sometimes life throws a lot at you, and you need a little more time to repay what you owe. That’s why United Bank offers a wide range of auto loan repayment terms.

Easy Payments

Save money on stamps! There’s no need to write us a check every month. We can eliminate one of your monthly chores by setting up safe, secure -- and automatic -- online payments.

Optional Add-Ons**


  • Guaranteed Asset Protection (GAP) - GAP eliminates or reduces "out of pocket" expenses for the remaining loan balance after a total loss or unrecoverable stolen collateral. Without GAP you would be responsible for paying the difference between the insurance settlement and the outstanding loan balance.
  • Auto Deductible Reimbursement - Provides auto insurance deductible reimbursement of up to $500 when a claim is filed and paid with a primary insurance carrier.


*Subject to credit approval. Other terms and Conditions may apply.

**Guaranteed Asset Protection (GAP) and Auto Deductible Reimbursement are optional products and not required to be approved for an auto loan. Other terms and conditions may apply.

1Additional rate discount of 0.50% for automatic payment deduction from a United Bank checking account or 1.00% for auto pay from a United Bank Premier checking account.

apply now