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Health Savings Account (HSA)


An account that helps you balance your health and finances

A smart prescription for managing health expenses.

Managing medical expenses is one of the greatest challenges for many people today. United Bank is pleased to offer a smart and healthy way to help make those costs more affordable – Health Savings Accounts (HSA).

Start managing your healthcare dollars

With a United Bank (HSA) you can pay for qualified medical expenses on a pre-tax basis. You simply have a pre‑tax portion of your pay direct deposited to your United Bank HSA and use funds to help pay for deductibles, prescriptions, vision and dental care, and other health expenses.

  • Minimum to Open $100
  • Minimum to Earn Interest $1
  • Tiered Interest Yes
  • Save for current and future medical expenses when enrolled in a high-deductible health plan
  • Tax-exempt account pays for qualified medical expenses, preventative care, long-term care insurance, COBRA continuation, health insurance in effect while receiving unemployment compensation, and any health insurance premium, other than Medicare, if you are 65 years of age or older

Features

  • If your funds aren’t used, you can carry them over year after year.
  • Convenient access with Online Banking and Bill Pay
  • A United Bank Debit Card to make paying for qualified medical costs easy.
  • The ability to transfer funds from another Health Savings Account.


For a listing of IRS-Qualified Medical Expenses please visit the IRS website.


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All United Bank Savings Accounts come with

  •  
    ATM or Debit MasterCard
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    direct deposit
  •  
    online banking
  •  
    mobile banking
  •  
    50+ convenient locations