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Benefits Savings

We reward your good habits with higher rates and higher earnings

Tiered Interest Rate Savings Account

If you take your savings seriously, get the account that's seriously committed to helping you earn more for your money. Benefits Savings is a United Bank savings account that rewards you with tiered interest rates that increase with your balance. The higher you go, the more you grow.

Overview of Benefits Savings Account

Benefits Savings sets the bar high and gets higher. Whether you’re an aggressive saver or just beginning your savings journey, a Benefits Savings account will help get you where you want to be. Faster.

Earn Tiered Interest on Your Account Balance

Benefits Savings rewards you with competitive tiered interest rates on your account balance. See our rates and the annual percentage yields (APYs) and take advantage of the opportunity to step up your savings.

Balance: $1 - $999.99
.05% APY

Balance: $1000+
.06% APY

See our deposit rates sheet for more information.

Low Minimum to Open & Earn Interest

Getting started with a Benefits Savings account is easy! Right now, open a Benefits Savings account for as little as a $10 minimum deposit. Once opened, a balance of just $1 is needed to earn interest.

Waive Your Service Fee

Forget the fees and let your funds grow. The $5 monthly service fee can be waived if a daily balance of $1,000 or more is maintained or if a combined daily balance of $3,000 or more is maintained in checking and savings.

Access Smart Financial Tools

As with all United Bank savings accounts, Benefits Savings gives you access to our comprehensive money management tools and services. Balance your financial needs with your life with mobile and online banking, an ATM or debit card, direct deposit and more.

Get Started with United Bank’s Tiered Savings Account

Let your savings flourish in an account that allows you to earn more as you save more. Open a Benefits Checking account online today with United Bank and start making your savings work for you!

apply now

Want to see more choices?
View all our great savings account options or stop by your local United Bank branch in CT or MA.

All United Bank Savings Accounts come with

    ATM or Debit MasterCard
    direct deposit
    online banking
    mobile banking
    50+ convenient locations