Savings Accounts in CT & MA from United Bank

Build a strong financial base

United Bank's savings account options feature competitive rates to grow your hard-earned money. Whether you're saving for the short-term or working toward future goals, we can help you accomplish more. For details about United Bank savings accounts, explore our choices below or visit your local CT or MA branch.

Get more out of your personal savings account

Savings accounts aren’t a one-size-fit-all financial product. Everyone has different goals and the savings account you choose should reflect yours. United Bank offers a range of options, each with unique features and benefits that can help you make the most out of your savings strategy.

Standard features available with every United Bank savings account

All our savings accounts include features that make it easy for you to manage your money:

• An ATM/Debit MasterCard gives you surcharge-free access to 55,000+ ATMs across the United States
• Direct deposit to save you time and hassles
• Online banking services including online bill pay, money transfers and more
• Mobile banking so you can take control of your finances whenever, wherever

Plus, we have more than 50 convenient banking locations throughout Connecticut and Massachusetts. Stop by anytime to discuss your personal banking needs!

Compare United Bank savings accounts

Product	Feature	Minimum to open	Minimum to earn interest	Tiered interest	Service Fee
Simpl•e Savings Details Apply Now	A great entry-level savings account that combines a low minimum balance with a waive monthly fee for deposits over $250 or if account owner is under age 24 or over age 60.	$10	$1	No	Yes (can be waived)
Target Savings Details	Save for goals that are a year or more away. No monthly service fee and accrued interest is paid in October.	$10	$1	No	No
Benefits Savings Details apply now	Rewards aggressive savers with tiered interest rates that increase as your balance grows.	$10	$1	Yes	Yes (can be waived)
Premier Savings Details Apply Now	Available to premier checking account holders, this account offers our best savings rates.	$10	$1	Yes	No
Prime Money Market Details	Unite growth and liquidity with a rate that is higher than a standard savings account.	$100	$1	Yes	Yes (can be waived)
Advantage Money Market Details Apply Now	Larger deposits are eligible for our highest money market rate.	$500	$1	Yes	Yes (can be waived)
Health Savings Account (HSA) Details	An easy way to save for qualified medical expenses on a pre-tax basis.	$100	$1	Yes	No
Individual Retirement Account (IRA) Details	An IRA can help you build your nest egg and plan for your financial future.	See Deposit Rates for Details	See Deposit Rates for Details	Yes	No
Certificates of Deposit (CDs) Details Apply Now	Secure your money for a specific term period and earn an interest rate that is higher than a standard savings account.	$500	$500	N/A	N/A