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Bank Promotions & Offers

Bank Offers: Certificates of Deposit & Money Market Accounts

United Bank’s promotions and specials help you find the balance between your financials and life. No matter how much money you want to save, our CD and money market offers give you the competitive rates you need to make the most out of your investment. With a variety of products and terms to choose from, we are sure you will find the perfect match for your savings goals.

Our current savings promotions are listed below. Take advantage of these bank specials and enjoy a guaranteed rate of return, backed by the great service and features that come standard with all our savings products. United Bank promotions change often so if you see an offer you like, open an account now so you won’t miss out!

Rates shown are effective as of 12/15/2018

Product Minimum to Earn Annual Percentage Yield (APY) Rate APY Open An Account
7 Month Flex Up Certificate# 2.42% 2.45% Find a Branch
12 Month Certificate* 1.19% 1.20% Apply Now
14 Month Flex Up Certificate# 2.03% 2.05% Find a Branch
19 Month Flex Up Certificate# 2.81% 2.85% Apply Now
20 Month Flex Certificate# 1.54% 1.55% Find a Branch
30 Month Certificate1 2.96% 3.00% Find a Branch
Advantage Money Market (Online Only)& $1.00 Call Us For Rates Apply Now
Prime Money Market2 $1.00 - $24,999.99 1.73% 1.75% Find a Branch
$25,000.00 - $49,999.99 1.73% 1.75%
$50,000.00 - $99,999.99 1.73% 1.75%
$100,000.00 - $249,999.99 1.73% 1.75%
$250,000.00 - $500,000.00 1.73% 1.75%
$500,000.01+ 1.73% 1.75%

Banking with United Provides Benefits

United Bank has been providing a full range of banking services for customers across Connecticut and Massachusetts for 159 years. In addition to the great rates shown here, banking with United means you get to take advantage of some other big benefits. With a United Savings product, you'll be automatically eligible for:

  • Direct deposit to save you time and hassles
  • Online banking services including online bill pay, money transfers and more
  • Mobile banking so you can take control of your finances while on the go

See the below terms and conditions for a full description of our CD and money market promotional offers. Apply today using one of the links above or stop into one of our 50+ convenient locations across Connecticut and Massachusetts!


* The APY assumes principal and interest remain on deposit until maturity. The minimum balance to open the CD and obtain that APY is $500.00. A penalty may be imposed for withdrawals before maturity. Terms and conditions apply - see account disclosure for details. The special rate is available for those who open or have an existing checking account relationship. The minimum amount to open a personal checking account is $1.00. This offer is for new money to United Bank. In order for existing funds to qualify for this offer an additional $25,000 in funds not held at United Bank must be added to the account balance at the time of account opening. Commercial and Municipal accounts excluded from this offer. Offer is subject to change without notice and may be withdrawn at any time. Certificate must be opened online.

1 Certificate of Deposit is available for those who open or have an existing checking account relationship. The minimum amount to open a personal checking account is $1.00. The minimum balance to open the CD and obtain that APY is $500.00. A penalty may be imposed for withdrawals before maturity. Terms and conditions apply - see account disclosure for details. Commercial and Municipal accounts excluded from this offer. Offer is subject to change without notice and may be withdrawn at any time. See us for further details.

2 The promotional rate and tiers will be in effect for 180 days from the date the account is opened, after which the standard rates and tiers that apply to the Prime Money Market will be the rates and tiers in effect. This offer is available for new customers who open a consumer Checking account with United Bank or have a consumer Checking Account with United Bank and increase their deposit relationship by a minimum balance of $10,000 at the time of account opening. Transfers from existing United Bank accounts do not qualify. Interest is paid on the entire balance within each tier. Fees may reduce earnings. Please review your Deposit Account Agreement and Schedule of Fees. The advertised special rates are available exclusively at a United Bank branch. Limit one promotional rate account per household or business. Commercial and Municipal accounts excluded from this offer. Offer is subject to change without notice and may be withdrawn at any time. See us for further details.

# The advertised Annual Percentage Yield (APY) is subject to change, and assumes principal and interest remain on deposit until maturity. The minimum balance to open the CD and obtain that APY is $500.00. A penalty may be imposed for withdrawals before maturity. Terms and conditions apply - see account disclosure for details. Commercial and Municipal accounts excluded from this offer. Offer is subject to change without notice and may be withdrawn at any time. See us for further details.

& Personal accounts only. Beneficiaries are acceptable but they cannot be trust accounts. The advertised Annual Percentage Yield (APY) is effective as of 8/6/2018 and subject to change thereafter. The advertised rates are available exclusively online only. Transfers from existing United Bank accounts do not qualify. Limit one promotional rate account per customer. The minimum to open the Advantage Money Market is $500.00. Fees may reduce earnings. Offer is subject to change without notice and may be withdrawn at any time. Message and data rates may apply. Contact us for further details. Limit one promotional rate account per customer. The promotional rate and tiers will be in effect for 180 days from the date the account is opened after which the standard rates and tiers that apply to the Advantage Money Market will be the rates and tiers in effect. Please refer to your statement, online banking or call us for the standard rates and tiers on our Advantage Money Market account. The variable interest rate that would have been in effect (but for the introductory rate) is currently the same as the promotional rate. This rate is not tied to an index or formula and is determined solely at our discretion and may go down after the introductory promotional period ends.