• Minimum to Open $1,000
  • Service Charge $24.95 (can be waived)  The monthly service fee of $24.95 will be waived if the Premier checking account average balance is $10,000 or more, or if there is a combined balance of $50,000 or more in checking, savings, money market, CD, or IRA.
  • Tiered Interest Yes
  • ATM Rebate All fees from other banks’ ATMs are rebated


  • Get free access to Online Banking, Online Bill Pay, Mobile Banking and Telephone Banking so you can manage your money when it's convenient for you
  • Set up direct deposit to save time and money
  • Exclusive concierge call center to help Premier customers who have questions or need support with their Premier Checking Account
  • Access ATMs throughout the country using your United Bank ATM/Debit MasterCard®
  • Increased ATM daily limits
  • No annual fee line of credit when attached to your Premier Checking Account
  • All fees waived for money orders, bank checks, incoming wire transfers and international debit card fees
  • No statement fees
  • Discounted Safe Deposit Box
  • Free standard checks