Overview of Generations Checking

Generations Checking is designed to give you more of what you need from a checking account and less of what you don't.

A Checking Account Exclusively for Bankers 60+

Financial wisdom comes with age and with this account we reward that. The Generations Checking account is available exclusively to anyone who is at least 60 years of age.

No Monthly Fee

We know you have lots of better things to do with your hard-earned money than pay fees. That's why with Generations Checking you'll never be charged a monthly fee.

Low Minimum to Open an Account

We make it super easy to open a Generations Checking account. If you meet the age requirements of the account all you need is a minimum first deposit of $50 and you can start your own account today.

Earn Premium Interest on Your Account Balance

Not only does this account help you keep your money, it also helps it grow! When you open a Generations Checking account and meet the minimum balance requirement of $500, you'll be eligible to receive our premium annual percentage yield:

0.08%  APY
$500+ Balance

Get an ATM Rebate Every Month

With Generations Checking there is no monthly service fee, plus you can receive up to a $5 credit to cover fees from other banks' ATMs.*

Enjoy All United Bank's Account Features

In addition to Generations Checking’s unique benefits, you’ll also enjoy free access to:

  • Over 55,000 ATMs at United Bank branches and AllPoint Network ATMs throughout the country with your issued United Bank ATM/Debit MasterCard. To see your local branch or ATM please visit our locations page. Access other ATMs throughout the U.S. as well (fees apply).
  • Telephone Banking, Online Banking, Online Bill Pay and Mobile Banking to help you manage your finances whenever and wherever it's convenient.
  • Direct deposit to save time and money.

Ready to open your Generations Checking account? Simply click Apply Now below to start the process or come into one of our 50+ convenient locations to open your account today!

*ATM Fee - Outside of Network: $3.00. Fee may be assessed if ATM is outside of the Allpoint or United Bank networks.