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Commercial Checking

Competitive earnings provide the financial balance your high-volume business demands

Tailored to our largest business clients.
Large corporations that require full treasury management services can leverage our Commercial Checking account to meet their specific requirements. Depending on the average monthly balance, account holders can get an earnings credit to offset service fees.


  • Minimum to Open  $100
  • Minimum to Earn Interest N/A
  • Service Fees 
    *Monthly service fee $15
    *Checks paid (each) $0.20
    *Deposits (each) $0.75
    *Deposited Items (each) $0.14
    *ACH per item credit (each) $0.20
    *ACH per item debit (each) $0.20
    *Cash Processing Fee $0.15 per $100.00
  • An earnings credit allowance on the average monthly balance may offset service fees assessed each month. If the credit balance is sufficient to absorb the fees, no charge will be assessed.
  • Tiered Interest None


  • Ideal for larger corporate clients who require full treasury management services
  • No transaction volume restrictions
  • Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through this account or relationship. Restricted transactions generally include, but are not limited to, those in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling.

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All United Bank Checking Accounts come with

    ATM or Debit MasterCard
    direct deposit
    online banking
    mobile banking
    50+ convenient locations