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Accounts Receivable

Manage incoming funds more efficiently.
There's a better way to handle your accounts receivables. United Bank provides the technology and services that empower you and your business.

Remote Deposit Capture

Remote Deposit technology allows the customer to deposit checks from their business, day or night. The digital deposit is transmitted securely to the bank and credited to the account designated.

X9 File Upload

United Bank offers X9 file upload ability for Check 21 transactions utilizing the payment processing functionality without Remote Deposit Capture set up. An X9 file is used to electronically exchange check and image data between entities. Files will be generated as Check 21/Image Replacement Documents (IRD) and will not be converted to ACH transactions.


Electronic Data Interchange (EDI) is a standard for the electronic exchange of information between entities using standard data formats. This will provide translation of ACH addenda records for specific SEC Codes into a readable format for the customer to view through encrypted email.

Lockbox Services

United Bank offers remittance processing for both retail and wholesale transactions to assist with receivables with an end to end solution from statement generation to payment posting. Please contact a Cash Management Sales Officer for more information.

Wire Transfer

A Wire Transfer is a method of electronic funds transfer from one person or institution to another, based on instructions from a customer. United Bank offers Wire Transfer Services through our Online Cash Management system.

ACH Origination

United Bank offers ACH Origination Services through Online Cash Management to originate debits to collect payments electronically. ACH origination requires credit approval.

United Bank is a leading community bank in New England, with banking locations in Connecticut and Massachusetts.