Skip to Main Content Skip to Sitemap

How to Prepare to Buy a House Using Today’s Technology

How to Prepare to Buy a House Using Today’s Technology

How to Prepare to Buy a House Using Today’s Technology

Technology has infiltrated virtually every aspect of our everyday lives. It has transformed the way we communicate, learn, work, and shop. Whether you are seeking health information, teaching a classroom, or completing a project, technology has changed the way we get things done.  

Technology has also revolutionized the home-buying process.  The real estate and financial services industries have developed tools and services that make it easier than ever for today’s prospective homebuyers to find and buy the homes of their dreams.  If you are in the search for a new home, here are three areas where technology can help you save time and make more informed decisions.

Scope the neighborhood using internet resources

You know what they say in real estate – location, location, location. And just about everything you need to know about a specific location can be found online. Perform research on sites like Zillow, Trulia, AreaVibes, NeighborhoodScout and other online resources.  Compare different towns and communities and find that one that best meets your criteria.  Thanks to modern technology doing your homebuyer homework is simple.

Tour homes via virtual reality

Long gone are the days when a prospective homebuyer would call up a real estate agent and ask them to tour a home without having any of idea of what the home looked like. In today’s world, the interested party has already viewed photos or video of the home online. A study conducted by the National Association of REALTORS® revealed that 44% of the recent buyers surveyed said that looking online at properties for sale was the first step they took in the home-buying process.1 To start your pursuit for your perfect home, visit sites like Zillow, Trulia,, and Redfin, as well as the websites of Realtors in your desired area. Educate yourself on the asking prices and availability of properties in that location.

And stay tuned for the next big thing on the home-buying horizon: the use of virtual reality (VR).  The technology broke new ground for gaming years ago and is poised to do the same in real estate. Homebuyers can put on VR goggles and take a virtual 360-degree tour of a home from wherever they are.  VR is already being used in some markets and its popularity is expected to grow. In a recent Minneapolis Star Tribune article, tech analyst and investor Gene Munster said, “It is a foregone conclusion that we’ll be evaluating real estate this way in the future.”2 

Easily compare home mortgages online

House hunters who have found that ideal home and are ready to take the next step can now search for and compare home mortgages online from their desktop or mobile devices.  While the home loan process can seem confusing at first, there are websites that can break down the facts and figures to help you make sense of it all. 

Financial institutions, such as United Bank, provide a wealth of mortgage information online including content and tools that allow you to:
  • Explore options such as 30-year fixed mortgages, adjustable mortgages, and jumbo mortgages
  • Understand VA or FHA loan eligibility
  • Compare and view current mortgage rates
  • Calculate monthly loan payments
  • Start the application process
Buying a home will never be stress-free. But taking advantage of the new technologies and online resources available can help alleviate some of the anxiety associated with the home-buying process. Going forward, the real estate and financial services industries will continue to develop exciting tech applications that will assist future homebuyers in their search for home sweet home.
1National Association of REALTORS®, 2016 Profile of Home Buyers and Sellers,, p. 6
2Jim Buchta, “Virtual reality expected to shake up future of real estate,” Minneapolis Star Tribune, April 10, 2017,